About
With more than 25 years of experience as a Life & Health Insurance Professional, Ken has earned a reputation among clients and colleagues as being approachable, trusted, and a respected advisor.
Ken is uniquely positioned to provide a company of any size with a fully pooled proprietary benefit plan not available elsewhere in the marketplace. Ken will take the time to understand the needs of your company, and customize an Employee Benefits Program with best in class benefits backed by the strongest Life Insurance Companies in Canada, which can help your firm attract and retain the best talent in your industry.
Whether your company is a Sole Proprietorship, a Partnership, a Corporation, or a Non-Profit, Ken will customize an Employee Benefit Plan that accommodates your firm’s budget, while providing stability, predictability, and no surprises. When coupled with the highest level of service and professionalism, you will not feel the need to play the annual rate chasing game, which is so common in today’s Benefit Marketplace.
Ken continues to be an active member in his community, volunteering his time to many worthwhile causes – such as Meals on Wheels, Heart & Stroke Foundation, and coaching baseball.
Employee Group Benefit Plan Products
Health Bundles
Health Bundles are the highest demand products and are critical to any group benefit plan:
• Prescription Drug Coverage
• Paramedical Services
• Travel Coverage
• Hospital Coverage
• Employee Assistance Programs
• Vision Benefits
• Basic Dental Services
• Major Dental Services
• Orthodontic Services
More Products
Life Insurance products include: Whole Life, Universal Life, and a variety of Term Insurance products.
These can be used to fund a number of personal and business needs, including, but not limited to:
• Income Replacement
• Mortgage Protection
• Last Expenses
• Education Fund
• Key Person Insurance
• Partnership Insurance
Also Available:
• Critical Illness Insurance
• Short & Long Term Disability Insurance
• Travel Insurance
• Visitor to Canada Insurance
What our clients are saying...
I thought I was too small to get a group plan because I am the only employee in my company. Then I was referred to Ken, and he built a plan that has all the benefits I want. I would recommend any small business to Ken for their group insurance needs!
– Nina C.
When we began the process of implementing a company group benefit plan Ken worked closely with us to ensure our plan would have all the benefits that were important to us. He showed us several options, explaining the similarities and differences, which made the final decision easy. Ken has become the person we turn to when we have a need or a question about insurance.
– Lina B. & Shawn G.
Two years ago our family business was facing a very large premium increase at renewal on our existing benefit plan. Ken reviewed our existing plan and designed a pooled benefit plan, with better benefits, including 100% prescription drugs, children’s orthodontics, and an employee critical illness benefit. Our monthly premiums are a lot lower, the renewals are affordable, and Ken is available whenever we need assistance.
– Lily S.
Do you need someone who will give you your best options when it comes to choosing an employee benefit program? I am the owner of small business and wanted something comprehensive and affordable for myself and my staff. Ken was able to tailor the best program for us within a modest budget. Ken is very friendly and reliable, always answering any question or concern. I highly recommend him.
– Christine S.
An important part of our staff compensation package is our excellent group benefits plan, which Ken designed with our company’s needs in mind – to attract and retain top people in our industry.
– George S.
In the more than 20 years I have known Ken he has demonstrated excellent knowledge of the insurance industry and a high level of professionalism. I have referred a number of my property and casualty clients to Ken for their employee benefit needs. His benefit plan solutions are well thought out and personalized, as he always acts with the client’s best interest at heart.
– Tom M.
Frequently Asked Questions
I’m the only employee in my company, isn’t that too small for an Employee Group Benefits Plan?
Benefits are available regardless of company size or occupation. And yes, even a one-person firm can have a full benefit plan!
Are there tax advantages to having an employee benefit plan?
Premiums can be tax deductible for sole proprietors, partnerships, and corporations, while the benefits you receive are tax free.
Do I have a choice of plans?
A pooled plan is always tailored to suit the needs of your company. Select from a wide range of coverage; including life, health, dental, disability, critical illness and so much more!
When do my benefits start?
Benefit plans are effective the first of the month, with no waiting periods.
Who do I contact when I have questions about my benefit plan?
Local support from your advisor, coupled with the support of toll-free phone access to a national call centre, provides you with the highest level of customer service.
Why should my company have a benefit plan?
An Employee Benefit Plan is an investment in your firm and in your most valued asset – your employees. A benefit plan will help you attract and retain top talent. In addition, potential employees will often accept the best in class benefits in lieu of a higher salary at another firm.
How do I give my employees the best benefits, and stay within budget?
Being part of an established pool will provide best in class coverage for your employees, while giving your company’s benefit plan rate stability and predictability, which is not common in today’s benefit marketplace.
Will I have a high premium increase next year, just because my employees use their benefits?
With a pooled plan your rates will always remain stable regardless of your claims, while still providing your employees with best in class benefits.
Will my employees receive pay direct cards?
Yes, your employees will have the convenience of pay direct cards and online electronic claims.